Editorial policy

How we write and check the guides on Urgent Money.

Where the information comes from

Our guides explain how installment loans work, from the application to the last payment. We write them from public sources, such as government and consumer agency websites, and from the typical terms offered by lenders in our network. Each guide is reviewed before it goes up.

Review dates

Every guide shows, under its title, the date it was last reviewed. If you're reading an older guide, keep that date in mind.

Figures are examples

The amounts, rates, payments and dates in our guides are examples that show how the numbers work. Your real terms are in the contract your lender gives you before you sign, and they can be different from ours.

What our guides are not

Urgent Money is not a lender. We don't make loans or decide who gets one, and nothing on this site is legal or financial advice. For advice about your own situation, talk to a qualified professional, such as a non-profit credit counsellor.

Found a mistake?

Tell us through the contact form or the chat on any page, and we'll look into it.