How it Works

We give out loans at higher interest due to the risks involved with out loan without a credit check. We service customers that typically have bad credit.

Loan Example: $300.00 loan for 14 days

Total Cost of Borrowing: $54.00

Total You Repay: $354.00


Favourable Criterias for Installment Loan

  • Being a Canadian citizen
  • Being at least 18 years old
  • Having a steady job for more than 3 months
  • Low short-term debt ratio
  • Cleared of a bankruptcy
  • Not planning to do a bankruptcy
  • Not planning for a consumer proposal
  • A monthly income of at least $1,000
  • Provide bank statements for the last 3 months.

Situations Not Favourable for Installment Loans

  • Being self-employment
  • Having student loans
  • On a private pension
  • Getting a disability income
  • Welfare
  • On child tax credits
  • Living off retirement savings
  • Being a student