About Urgent Money
We connect Canadians who've been turned down elsewhere with lenders that offer a better option than a payday loan.
We help when no one else will, because we believe in second chances
Banks often turn down people with low credit scores or a spotty history. Many end up with payday loans that are due in full on the next paycheque, and one loan becomes two or three.
Urgent Money works with a network of lenders that offer installment loans instead: typically repaid over 90 to 120 days, in payments that follow your pay schedule. You apply once, and we match your application with lenders that suit it.
Urgent Money is not a lender
We don't make lending decisions or set rates. If a partner lender accepts your application, that lender contacts you directly, provides the loan, sets its own rates and fees, and handles your payments.
Your information is shared with partner lenders only so they can respond to your application.
What you get with Urgent Money
- One application, matched with several lenders
- Lenders that work with bad credit or a spotty credit history
- Installment loans repaid over months, not on your next payday
- A simple application that works on your phone
- Clear ranges for rates and fees before you apply (see how installment loans work)
Ready when you are
Apply online, or contact us if you'd like to ask something first.